- Collected
- 01-28-2024
- Reading
- 1 min
- Family
- #machine-learning · #python
Loan risk analysis
This project analyses loan applications and builds a model to predict whether an applicant will repay in full or default. The public repository records a 93.07% evaluation accuracy and includes the analysis notebook used to build the LightGBM model.
The broader workflow covers data preparation, exploratory analysis, feature engineering, model training, and evaluation across 577,000 loan records.
The useful lesson is not the headline score in isolation; it is the end-to-end discipline of moving from raw borrower and loan attributes to a reproducible evaluation workflow.
Related: Applied ML